ANALYSIS OF ASSETS AND LIABILITIES OF A COMMERCIAL BANK
Keywords:
Commercial bank, assets, liabilities, liquidity, credit risk, interest rate risk, financial stability, profitability.Abstract
Analysis of assets and liabilities of a commercial bank is crucial for understanding its financial stability and operational efficiency. Assets include cash reserves, loans, investments and other financial instruments that generate income for the bank. Liabilities consist of customer deposits, borrowed funds and issued securities, which are the bank's obligations. Maintaining a balance between assets and liabilities ensures liquidity, risk management and profitability. This paper examines key factors affecting the financial structure of a bank, such as interest rate risk, liquidity management and credit risk assessment.
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