Abduraхmonov Adxamjon Sultonboyevich. PRACTICAL ANALYSIS OF VIRTUAL BANKING IN THE IOT PROCESS IN THE DIGITAL ECONOMY ERA. Ethiopian International Journal of Multidisciplinary Research, [S. l.], v. 13, n. 4, p. 936–944, 2026. Disponível em: https://www.eijmr.org/index.php/eijmr/article/view/6089. Acesso em: 12 apr. 2026.