Umaru Yusuf, Arpah Abu Bashir. UNRAVELING THE IMPACT: A CONCEPTUAL FRAMEWORK FOR THE EFFECT OF FRAUD RISK MANAGEMENT, RISK CULTURE, AND PERFORMANCE IN THE BANKING SECTOR. eijmr [Internet]. 2023 Jun. 12 [cited 2026 May 22];10(06):09-13. Available from: https://www.eijmr.org/index.php/eijmr/article/view/15