THE ROLE OF COMMERCIAL BANKS IN FINANCING INVESTMENT PROJECTS

Axrorov Abbos Aslamjon o‘g‘li,Xandamov Ravshan Hasan o‘g‘li,Yarashov Ozodbek Aliqul o‘g‘li

Authors

Axrorov Abbos Aslamjon o‘g‘li,Xandamov Ravshan Hasan o‘g‘li,Yarashov Ozodbek Aliqul o‘g‘li Samarkand Institute of Economics and Service Lecturer, Department of Investments and Innovations,Samarkand Institute of Economics and Service Faculty of Banking and Financial Services Student in Finance and Financial Technologies,Samarkand Institute of Economics and Service Faculty of Banking and Financial Services Student in Finance and Financial Technologies

Keywords:

commercial banks, investment financing, credit allocation, financial intermediation, risk management, economic growth, project evaluation, capital formation, banking sector, financial stability.

Abstract

This article examines the role of commercial banks in financing investment projects within modern economic systems. The study explores how banks act as key financial intermediaries by mobilizing savings and allocating capital to productive sectors of the economy. Particular attention is given to the mechanisms of credit provision, risk assessment, and project evaluation used by commercial banks in supporting investment activities. The paper also analyzes the impact of bank financing on economic growth, business expansion, and infrastructure development. The findings suggest that effective participation of commercial banks in investment financing enhances capital formation, improves resource allocation efficiency, and contributes to sustainable economic development.